The United States is Not a Democracy
The individual states of the United States are democracies, but the union of the states is not.
Burning Thoughts
The individual states of the United States are democracies, but the union of the states is not.
Longer duration 6.8 years resulted in a 12.7% loss of principal, significantly greater than the incremental gain due to interest earned (2%). A bad trade-off.
The core finding is that two years of additional education increased the average IQ by 7.5 points.
Should we be independent nations? Some supporting individual decision-making. Others letting the state decide personal matters.